It may not seem like it, but short vacations, like Memorial Day getaways, are prime trips for offering travel insurance to your customers. It’s important that all travelers are offered travel insurance, because you never know who might find it useful or necessary.
On a short trip, one long flight delay or road closure could mean having to cancel an entire vacation, and medical emergencies can happen wherever your customers are traveling. Even last minute bookings can be disrupted by last minute cancellations, and travelers may not be able to afford to lose what they’ve invested in their trip.
Last year, a projected 37.2 million Americans traveled more than 50 miles from home and on roads that were typically clogged. And while Memorial Day is synonymous with hitting the road, more and more Americans are opting to fly, with approximately 2.6 million people taking flight during one of the busiest travel weekends of the year. For those road trippers, many of our plans have rental car damage coverage available, and for those taking flights, travel delay and baggage delay coverages can help.
Chances are, this could be the only trip your client takes all year. It’s no secret that Americans are vacation-starved. A survey by online travel publication Skift found that 41% of Americans didn’t take a single vacation day in 2015, and 32% took 10 days or less. If this is the only trip they’ll take in 2016 and one of the travelers gets sick, then they could be out of luck if they rented that deluxe vacation home or have non-refundable airline tickets. For a relatively small fee, travel insurance may reimburse those non-refundable, prepaid trip costs.
“Anyone planning a trip, whether domestic or international, should consider travel insurance to help protect them and their traveling companions in case things don’t turn out as planned,” said Bob Chambers, vice president of operations at CSA travel Protection.
Problems happen more often than travelers think. One in six U.S. adults had a trip cut short or changed travel plans, according to a recent U.S. Travel Insurance Association survey. Travel insurance plans are designed to help protect travelers from certain unexpected events that can occur before and during their trips.
Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.
Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.