Offering travel insurance can be tough. Insurance isn’t easy for anyone and coverage matters can be complicated. With years of experience, we know a few ways to make the sale a little simpler, while leaving the coverage conversations to us—your travel insurance experts. Follow these three tips, make more commission and help your clients travel satisfied.
1. Assume the sale
Not everyone thinks about purchasing insurance, but the troubles that insurance covers could happen to anyone. When offering coverage, assume your clients are aware of these risks and can travel with more peace of mind if they insure their plans.
“Your total before purchasing travel insurance is $X.”
2. Present the penalties
Clients with non-refundable plans may not be able to afford another vacation if they have to cancel or interrupt their trip unexpectedly. Make your clients aware of this risk. If your clients have a penalty schedule, offer travel insurance after you explain it to them.
“If you have to cancel within X days before your trip, you will be held responsible for $X in cancellation penalties. However, I can add travel insurance to your booking for $X and you’ll receive coverage for trip cancellations and interruptions from covered reasons.”
3. Better safe than sorry
Coverage is detailed and your clients might want to think about it. Travel insurance comes with a free look period for this purpose. Clients can buy coverage when they book and review their plan details within the free look period. If they decide to cancel their coverage during the free look, they’ll receive a full refund of their plan cost, (provided they haven’t traveled or filed a claim). This scenario is preferable to clients opting out at booking and something happening while they’re deciding whether or not to purchase coverage. At that point, it’s too late.
“We highly recommend purchasing insurance while booking today. Sometimes travelers aren’t sure and decide to wait, then something happens before they’re able to purchase coverage and it’s too late. If you buy coverage now, it comes with a free look period and you have the next 10 days to decide if you want to keep it. If you decide to cancel, you’ll receive a full refund of your plan cost, as long as you haven’t traveled or filed a claim.”
If your clients start asking coverage questions, don’t fret, our representatives are happy to help answer them. Encourage your clients to contact our customer service team: 866-999-4018.
Insurance aside—what are some of your tried and true tips for making the most out of your wave season bookings? Send them to us, we’ll be sharing your suggestions on social media in the coming weeks.
Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as Generali Global Assistance and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali Global Assistance’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.
Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.