Travel Insurance for Thanksgiving Trips—Big and Small

Thanksgiving weekend is one of the busiest times of year to travel in the U.S. and your clients who are taking advantage of remaining off-season deals and heading to an idyllic destination may be familiar with the ways a travel insurance plan can help protect their prepaid vacation costs. But what about your clients who are “just going to grandma’s house” this year? Travel insurance has quite a bit to offer these clients too, even if they don’t have much of a travel cost to insure. As long as their destination is at least 100 miles away from home, your clients’ Thanksgiving trip can be insured.

If your clients are planning a more casual Thanksgiving weekend, here are 4 reasons why travel insurance can help even some of the shortest Thanksgiving trips:

Reimbursement for Additional Expenses

Bad weather is always a risk however you’re traveling and with airports enduring more flights at higher capacities than most weekends, flight cancellations and delays for any number of reasons are bound to occur over Thanksgiving. If your clients are delayed due to either of these causes and get stuck en route for six hours or more, their travel insurance plan can provide coverage for some of their out-of-pocket costs—like meals, hotel stays and local transportation.

Assistance Services

CSA Travel Protection’s travel and emergency assistance services include our valuable 24/7/365 emergency assistance service along with a number of other concierge and assistance services that can help in instances such as re-booking your clients’ flight home if their original flight gets cancelled or providing a medical referral if one of your clients falls ill or becomes injured during their trip. All of our travel and emergency assistance services are provided by Generali Global Assistance.

Baggage Loss and Damage

Did you know 47% of 2016’s delayed bags were misplaced during transfer? If your clients are making a connection they may benefit from knowing their baggage and personal effects are insured if they become lost, damaged or stolen. Travel insurance plan holders can also receive coverage if they have to buy additional personal effects because their bags were delayed for either 12 or 24 hours, depending upon the plan they purchased.

Flu Season

Flu season can have serious consequences for travelers who fall ill either during their trip or shortly beforehand. If your clients don’t have out-of-network medical coverage, the Medical and Dental coverage included in CSA travel insurance could really come in handy if your clients get sick on their trip. As for your clients who are venturing further and booking prepaid vacation arrangements this Thanksgiving, they could very much benefit from purchasing travel insurance with Trip Cancellation coverage in case a traveling companion gets too sick to go.

Consider mentioning these helpful ways in which travel insurance can help a variety of Thanksgiving trips—even those that are relatively shorter and less expensive—and prepare your clients to bear the crowds with added peace of mind this fall. Many thanks from CSA Travel Protection for your continued partnership and support!

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as Generali Global Assistance and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali Global Assistance’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

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Hurricane Updates

It’s the height of hurricane season and recent hurricanes have affected many of our customers’ travel plans. If you are a CSA Travel Protection policyholder and your travel has been affected by Irma, Jose, Katia or another hurricane, please go here to file a claim. During storms, our Customer Service Center experiences high call volumes, so we encourage you to reach out to us at csa@csatravelprotection.com or file a claim online.

Storm Coverage Cut-off Dates

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for:

  • Hurricane Ophelia under any plans purchased on or after October 11, 2017.
  • Hurricane Lee under any plans purchased on or after September 24, 2017.
  • Hurricane Otis under any plans purchased on or after September 17, 2017.
  • Hurricane Maria under any plans purchased on or after September 17, 2017.
  • Hurricane Max under any plans purchased on or after September 14, 2017.
  • Hurricane Katia under any plans purchased on or after September 6, 2017.
  • Hurricane Jose under any plans purchased on or after September 6, 2017.
  • Hurricane Irma under any plans purchased on or after August 31, 2017.

Remember, travel insurance is designed to help protect you against unforeseen events, which means it is meant to be bought before a covered event, such as a hurricane, occurs. Losses resulting from hurricanes are not covered once a storm reaches hurricane status. However, our plans continue to provide excellent coverage and assistance services for those able to continue on their scheduled travel plans.

Read our hurricane FAQs for vacation rental customers for more info

Free Look Period

If you purchased one of our plans for coverage for a hurricane after the hurricane’s cutoff date and you are not happy with your insurance purchase, you may want to take advantage of our free look period, in which you may cancel your plan for a full refund if it doesn’t suit your needs. For most states of residence, you may cancel your plan within 10 days from the time of purchase. If you live in Indiana, the free look period gives you 30 days to decide if your plan is right for you. Keep in mind, you can only cancel your plan within the free look period of 10 days as long as you have not filed a claim, or left on your trip. Please email csa@csatravelprotection.com in order to cancel your plan.

Storm Updates

It’s the height of hurricane season and recent storms have affected many of our customers’ travel plans. If you are a CSA Travel Protection policyholder and your travel has been affected by Irma, Jose, Katia or another storm, please go here to file a claim. During storms, our Customer Service Center experiences high call volumes, so we encourage you to reach out to us at csa@csatravelprotection.com or file a claim online.

Storm Coverage Cut-off Dates

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for:

  • Tropical Storm/Hurricane Irma under any plans purchased on or after August 30, 2017.
  • Tropical Storm/Hurricane Jose under any plans purchased on or after September 5, 2017.
  • Tropical Storm/Hurricane Katia under any plans purchased on or after September 6, 2017.
  • Tropical Storm/Hurricane Max under any plans purchased on or after September 13, 2017.
  • Tropical Storm/Hurricane Maria under any plans purchased on or after September 16, 2017.
  • Tropical Storm/Hurricane Otis under any plans purchased on or after September 16, 2017.
  • Tropical Storm/Hurricane Lee under any plans purchased on or after September 16, 2017.
  • Tropical Storm Ramon under any plans purchased on or after October 4, 2017.
  • Tropical Storm Nate under any plans purchased on or after October 5, 2017.
  • Tropical Storm Ophelia under any plans purchased on or after October 9, 2017.

Remember, travel insurance is designed to help protect you against unforeseen events, which means it is meant to be bought before a covered event, such as a tropical storm, occurs. Losses resulting from storms are not covered once a storm is named. However, our plans continue to provide excellent coverage and assistance services for those able to continue on their scheduled travel plans.

Free Look Period

If you purchased one of our plans for coverage for a tropical storm after the storm’s cutoff date and you are not happy with your insurance purchase, you may want to take advantage of our free look period, in which you may cancel your plan for a full refund if it doesn’t suit your needs. For most states of residence, you may cancel your plan within 10 days from the time of purchase. If you live in Indiana, the free look period gives you 30 days to decide if your plan is right for you. Keep in mind, you can only cancel your plan within the free look period of 10 days as long as you have not filed a claim, or left on your trip. Please email csa@csatravelprotection.com in order to cancel your plan.

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as Generali Global Assistance and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali Global Assistance’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.