Valentine’s Day has come and gone but if you’re booking any honeymoons this wave season, you know how important it is to keep your clients happy and feeling the love. While travel insurance may not be your soon-to-be-coupled travelers’ first priority, ensuring that they’re aware of a protection plan’s benefits and how it could help them avoid potentially costly mishaps could help them relax and keep the heart of their honeymoon at the top of their mind.
Here are a few key reasons why honeymooners may want to buy travel insurance:
Non-refundable travel plans
A honeymoon is often a trip of a lifetime and even couples who don’t travel often may venture out to celebrate. Since your clients are likely spending a little more on their honeymoon than they might otherwise spend, insuring their travel plans could be a wise decision if they’ve booked non-refundable reservations or activities. Should they get sick and have to cancel last minute or if their flight is delayed because of bad weather and they can’t leave on time, travel insurance can help them recover their prepaid trip costs. Coverage is included for cancellations and interruptions for a variety of covered reasons.
Essential clothing and gear
No one wants to find themselves stranded in the Caribbean without their bathing suit or at a Colorado ski resort without their ski gear. Travel insurance includes coverages for lost, stolen, damaged and delayed baggage. If your clients’ bags are delayed more than 12 or 24 hours (depending on the plan they purchased), they can buy necessary clothing and other items needed and their travel insurance plan can provide reimbursement.
The perfect opportunity to spend a few weeks at sea or trek to the ends of the earth, your clients’ honeymoon may be taking them somewhere where travel insurance is highly recommended or even mandatory. Due to its remote location, all Antarctic travel operators require proof of insurance for emergency air lift evacuations—this coverage comes highly recommended for ocean cruise travel as well. Honeymooners sailing through international waters may also benefit from medical coverage for non-emergencies in case they get sick or injured during their trip as some health insurance providers don’t cover their policyholders internationally.
Trying new things
Your clients may be trying new and bizarre foods on their honeymoon, exploring new activities like surfing or hiking, or traveling to a part of the world they’ve never been to before. Packing a travel insurance plan can help ease some of their worries about stepping out of their comfort zone. If they get sick and need antibiotics or get injured and need to see a doctor, plans include medical coverage. Plans can also reimburse prepaid costs if their arrangements are interrupted due to a covered reason, like a sickness or injury.
Help your clients book their dream honeymoon with confidence by reminding them of the ways travel insurance from CSA Travel Protection-Generali Global Assistance can help protect their vacation investment, ease stress and provide a sense of safety and security while traveling. Did you know our dedicated account management team can work with your agency to help increase plan sales and increase take rates? To learn more or to set up a customized training, contact your account manager.
Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as Generali Global Assistance and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali Global Assistance’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.
Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.