Caribbean Travel Guide: Common Mishaps that Call for Trip Insurance, Plus the Region’s Top Resort Destinations

For your clients who are wanting to relieve the winter cold with a dose of sunshine—whether they’re simply relaxation-seekers wanting to enjoy a laid-back beach retreat or adventure-seekers who enjoy water-based sports like scuba diving—there seems to be something for everyone in the Caribbean. A favored vacation region, the Caribbean includes 25 countries and hundreds of resorts that are a short flight from the East Coast United States.

Caribbean travelers are frequently choosing to stay at resorts for overall comfort and convenience, as many are all-inclusive without compromising luxury—and smaller, private resort beaches tend to be less crowded than other island beaches. As you book trips to the Caribbean this season, don’t forget to remind your clients why travel insurance can be a valuable add-on to their vacation package. Plus, check out our list of four Caribbean countries with some of the best beach resorts.

Why Travel Insurance for a Caribbean Beach Vacation?

Here are a few common mishaps that your clients might experience during a Caribbean vacation and the ways a CSA-Generali Global Assistance travel insurance plan can help:

  • Hurricanes and natural disasters.

    Travel insurance is especially important when traveling during hurricane season, as your clients may encounter travel disruptions. Although many Caribbean destinations go years unscathed by hurricanes, there are always risks involved with natural disasters—particularly if they’re heading to an island located in the hurricane belt. Travel insurance can help your clients recoup their trip investment if they have to cancel or interrupt their plans due to a mandatory hurricane evacuation or a flight delay or cancellation due to bad weather. They can also be reimbursed for out of pocket expenses, such as meals and overnight lodging while delayed.

  • Petty crime.

    Research shows that popular destinations such as Jamaica and the Bahamas experience more criminal activity—mostly petty crime— than other islands in the region. CSA-Generali Global Assistance plans include Baggage Coverage to help protect your belongings from theft, loss or damage. Coverage for cancellations and interruptions due to a theft of passports or visas is also included.

  • Health hazards.

    Most medical plans don’t cover international medical expenses—so if your clients’ Caribbean vacation is taking them outside the US, they may want to consider purchasing a travel insurance plan with Medical and Dental Coverage. Such coverage may be of particular interest to those planning active vacations but could also come in handy for any traveler worried about getting sick or injured while traveling (IE: According to the Center for Disease Control and Prevention, drinking tap water in the Caribbean could be hazardous).

Best Caribbean Beach Resorts: Jamaica, Bahamas and Beyond

Turks and Caicos Resorts

With miles of white sandy beaches and pink coral reef, Providenciales, called Provo by locals, is the most developed island in Turks and Caicos—and most resorts here are family friendly. There’s also country-wide policy to keep mass development at a minimum, so your clients won’t have to worry about over development. And here’s a fun fact: although Turks and Caicos is under British-rule, it uses the American dollar.

When to Go: (December – May) Like other Caribbean beach resort destinations, Turks and Caicos’ busy season is from December to March as most activities are available then. Your clients will avoid larger crowds in April and May, right before rainy hurricane season, which runs from June to November.

Jamaica Resorts

If you’re working with active travelers, they may find that Jamaica has a lot to offer. From water-based activities like scuba diving to land-based mountain hiking—there’s plenty to do. And if your clients need to squeeze in some R&R, there’s a wide variety of spa services and beach lounging opportunities.

When to Go: (November – March) Early season, from November to mid-December, is recommended as weather is best—but January through March is considered peak booking season. Hurricane season lasts all summer into early autumn.

Bahamas Resorts

The Bahamas has a wide reach. With 700 islands, 23 inhabited, there’s everything from pink sandy beaches, historic landmarks, busy cities to exclusive golf courses.

When to Go: (December – April) Like most Caribbean destinations, rainy season starts in May and peak hurricane season is from June to late November.

Dominican Republic Resorts

The Dominican Republic is the most visited island in the Caribbean; it’s also one of the region’s most geographically diverse countries with beaches, colonial architecture, mountainous terrain and even desert scrublands.

When to Go: (December – May) Peak season is December through March, but April and May are best for those wanting to avoid major crowds. Keep in mind, the Atlantic Ocean’s hurricane season lasts from June to November.

Introduce these popular destination and reasons for purchasing CSA-Generali Global Assistance travel insurance to your next Caribbean-bound clients and give them a sunny trip to look forward to complete with the peace of mind they deserve. We appreciate the continued opportunity to serve your customers while boosting your business with competitive commissions on each plan sold. To learn more about how to increase CSA-Generali Global Assistance plan sales at your agency, contact your dedicated account manager.

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as Generali Global Assistance and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali Global Assistance’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

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Generali Global Assistance Strengthens Executive Team with Two C-Level Hires Focused on Travel Insurance

• James Sion Appointed COO, Generali Global Assistance Travel Insurance
• Mark Taber Appointed CINSO, Generali Global Assistance Travel Insurance

New York & San Diego, Ca., January 4, 2018 – Generali Global Assistance (“the Company) today announced that its Travel Insurance division, formerly CSA Travel Protection, has appointed James Sion as Chief Operating Officer (COO). The Company also disclosed that it has appointed Mark Taber as the Chief Insurance Officer (CINSO).

Chris Carnicelli, CEO of Generali Global Assistance, North America, commented on today’s news, “Generali has been a pioneer in the assistance industry for more than 25 years, specifically for the travel insurance marketplace. As we move into a new era of insurance, one of education and transparency, we believe our travel insurance business is poised for significant growth.  These two roles will be paramount in helping us execute on our goals and drive the future strategic direction of the business. Both James and Mark bring with them a wealth of industry knowledge and I look forward to having their expertise and counsel as part of the executive team.”

Sion will head all operations and strategies of Generali Global Assistance’s Travel Insurance division. He will be located in San Diego, the Company’s Travel Insurance headquarters. Prior to joining Generali Global Assistance, Sion was the COO, Consumer Insurance for AIG in the Americas and brings extensive experience in the areas of insurance, operations, and transformation to the Company. He also worked at Allianz in various roles over the course of fifteen years. Sion holds a B.A. in political science from Rhode Island College.

Taber has been appointed to the newly created role of CINSO and will set the strategic direction for underwriting results and profitability for the travel insurance lines in the U.S. The position will also serve as the appointed actuary for the Travel Insurance division. Taber previously was the Claims Performance Analytics Executive at CSAA Insurance Group. Taber holds a bachelor’s, master’s and doctorate all in mathematics – the latter coming from the University of Illinois at Chicago.

Generali Global Assistance offers a full suite of innovative, vertically integrated travel insurance products and assistance services that help protect consumers against certain risks associated with travel. These products combine the institutional knowledge, quality, and customer service built by CSA over the past 25 years with the backing and underwriting ability of a global insurance brand – Generali.

About Generali Global Assistance
Generali Global Assistance, formerly Europ Assistance USA, has been a leading provider of travel insurance and other assistance services for more than 25 years.  The Company offers a full suite of innovative, vertically integrated travel insurance and emergency services, identity protection solutions, and beneficiary companion services.  Generali Global Assistance is part of the multinational Generali Group, which for over 185 years has created a presence in 60 countries with over 76,000 employees. Our success has been built on the foundation of trust that clients have placed in our ability to provide assistance in the most difficult of circumstances.

Generali Global Assistance offers travel insurance through vacation rental and property management companies, leading travel agencies, online travel agencies, other travel suppliers and directly to consumers. For more information on Generali Global Assistance and the policies offered for travelers, please visit: www.generalitravelinsurance.com .

Media Contact
Jesse Tron
M Group Strategic Communications (for Generali Global Assistance North America)
+1 212 266 0192
jtron@mgroupsc.com

www.generalitravelinsurance.com/press
Twitter:  www.twitter.com/GeneraliTravel
Facebook: www.facebook.com/generalitravelinsurance/
Instagram:  www.instagram.com/generalitravel/

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as Generali Global Assistance and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali Global Assistance’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

Nearly 100 Million Americans Will Travel This Holiday Season

Generali Global Assistance Announces Findings of its Holiday Travel Consumer Survey

Generali Global Assistance’s Travel Insurance division, formerly CSA Travel Protection, today announced findings from its consumer holiday travel survey. The survey found that 40% of Americans – or 99.8 million people – plan to travel over the course of the 2017 holiday season. Millennials plan to travel more than any other age demographic (48%) and those with children are the segment most likely to travel at 54%.

The survey broke travelers out into two buckets – those planning to travel to see family and those planning to travel for vacation. Of those planning to travel to see family, most (73%) will spend less than $1,000. Those travelling for vacation will spend significantly more, with over half spending more than $1,000 and 18% spending between $2,500 – $5,000.

Chris Carnicelli, CEO of Generali Global Assistance commented on the survey findings, “For many, the holidays are an important time of year to connect with loved ones and going to see family is by far the primary reason to travel during the holiday season, with 87% of Christmas travel and 64% of New Year’s travel being dedicated to going to see relatives. For those travelling to see family, becoming closer as family was the primary importance at 68%, followed by relaxation (66%), reading or learning new things (18%) and sports activities (13%).”

For vacationers, becoming closer as a family was still important at 32%, but it ranked behind relaxing or finding peace of mind (65%) and discovering new cultures or enjoying a change of scenery (44%). Vacationers were also more interested in reading or learning new things (29%), sports activities (26%) and fostering a new romantic relationship (26%).

Additional survey findings include:

  • For travelers going to see family, 85% will stay within the continental U.S. versus 58% for vacation goers. The Caribbean was the most popular choice for vacation travel outside the U.S.
  • Travelers going to see family will stay relatively close to home – but not too close. Nearly 40% will stay within 100 miles, but only 7% will stay within 10 miles of home. For vacationers, 18% will remain within 100 miles of home and one-quarter will venture more than 1,000 miles away from their abodes.
  • For family seeking travelers and vacationers alike the primary method of transport will be a car at 68% and 43% respectively. The second option for both is an airplane at 29% for those going to see family and 40% for those going on vacation.
  • When the primary purpose of travel is to see family, 68% of travelers will stay with family or friends. For those going on vacation, only 20% will stay with family or friends. Twice as many people traveling for vacation will utilize shared economy options (e.g. personal home/apartment rentals) compared to those going to see family.

Carnicelli added, “Whether going to see family or going on vacation 30% of travelers plan to protect their investment with travel insurance. In an increasingly complex world, ensuring that you are fiscally covered in the event of something unforeseen affecting your trip is becoming more apparent to consumers. However, many misconceptions around travel insurance still persists – which Generali, and the industry at large, are striving to address through enhanced transparency.”

Methodology
The “Holiday Travel” survey was conducted by ORC on behalf of Generali Global Assistance between November 2-5, 2017.  The survey was conducted online for 1,026 U.S. adults 18 years of age and older, comprised of 509 men and 517 women.

About Generali Global Assistance
Generali Global Assistance, formerly Europ Assistance USA, has been a leading provider of travel insurance and other assistance services for more than 25 years.  The Company offers a full suite of innovative, vertically integrated travel insurance and emergency services, identity protection solutions, and beneficiary companion services.  Generali Global Assistance is part of the multinational Generali Group, which for over 185 years has created a presence in 60 countries with over 76,000 employees.  Our success has been built on the foundation of trust that clients have placed in our ability to provide assistance in the most difficult of circumstances.

Generali Global Assistance offers travel insurance through vacation rental and property management companies, leading travel agencies, online travel agencies, other travel suppliers and directly to consumers. For more information on Generali Global Assistance and the policies offered for travelers, please visit: www.generalitravelinsurance.com .

 

 

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as Generali Global Assistance and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali Global Assistance’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

 

Generali Global Assistance Extends Suite of Travel Insurance Plans to Growing Mountain Resort Segment

Ski & Mountain Travel Insurance plan offers variety of coverages to protect mountain resort travelers

Generali Global Assistance’s Travel Insurance division, formerly  CSA Travel Protection, today announced its new Ski & Mountain Travel Insurance offering for the growing mountain resort segment of the vacation rental market. The new plan is available during all seasons for mountain resort areas and is available immediately to property managers to offer their clients for the 2017-2018 ski season.

With the vacation rental market expected to be worth $36.6 billion by the end of 2018, the Company sees tremendous opportunities in enhancing its vacation rental coverages and features. The Ski & Mountain Travel Insurance product was curated to provide added coverages for the growing number of activity oriented travelers that target the mountain regions in both winter and summer.

Chris Carnicelli, CEO of Generali Global Assistance North America, commented on today’s news, “We are excited to roll out this new offering and provide enhanced coverages to the mountain resort industry – which is a burgeoning segment of the vacation rental industry. As the shared economy and home rentals continue to grow, we see significant opportunities in this area and look forward to raising our market presence with tailored products and services.”

The new Ski & Mountain Travel Insurance product retains Generali Global Assistance’s market competitive vacation rental coverages and features that help protect against events that can interrupt or completely halt vacations, such as unforeseen snow storms that delay flights, medical emergencies, and lost luggage.

The Ski & Mountain Travel Insurance product includes some additional innovative benefits:

  • Coverage for lack of snow at eligible resorts (certain restrictions apply)
  • Specific coverage for sporting equipment loss, theft, damage or delay
  • Extended coverage for adverse weather and natural disasters
  • Expanded coverage for destination accommodations being inaccessible or uninhabitable
  • A wide range of emergency medical and concierge travel assistance services

Carnicelli concluded “Travelers, property managers and vacation rental owners will all be pleased with the additional coverages and unique attributes of these offerings, which make them among the strongest protections available in the mountain resort segment today.”

About Generali Global Assistance
Generali Global Assistance, formerly Europ Assistance USA, has been a leading provider of travel insurance and other assistance services for more than 25 years.  The Company offers a full suite of innovative, vertically integrated travel insurance and emergency services, identity protection solutions, and beneficiary companion services.  Generali Global Assistance is part of the multinational Generali Group, which for over 185 years has created a presence in 60 countries with over 76,000 employees.  Our success has been built on the foundation of trust that clients have placed in our ability to provide assistance in the most difficult of circumstances.