“When we plan a trip, it’s so easy to focus on getting the right hotel, tour excursion, booking your best flight options or itineraries. But what happens if something goes wrong?” —Mary Carey, co-host of Rudy Maxa’s World with The Careys
Use the player above to listen, or you can download the clip.
CSA Travel Protection’s Vice President of Operations, Bob Chambers, explains why travel insurance should be an important consideration for all travelers and gives some tips for purchasing travel insurance, as a guest on the Rudy Maxa’s World with The Careys radio show.
Chambers suggests that the first thing travelers should ask themselves when considering travel insurance is: “What are the prepaid, nonrefundable payments that are at risk for my trip?” Take into account flights, cruises, accommodations, tours, entertainment and other trip costs that could be lost if you’re prevented from taking your trip.
Here are some other key tips and quotes from the interview:
- “One of the things people need to look at is the investment they have in their vacation or trip. For a lot of people it can be the third biggest investment after their house and car. They wouldn’t leave those investments unprotected and it’s important to do the same thing for their vacation as well.”
- “Some people may think I don’t need it or it’s too expensive. I see, almost every day, examples of people that are paid tens of thousands of dollars for the relatively small cost of travel insurance, who would have been out pocket and just lost that money if they didn’t have the insurance.”
- “If you have concerns about pre-existing medical conditions, you need to be very aware of the timeframe in which you purchase insurance… Start shopping for insurance as soon as you start making travel plans.”
Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.
Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.