The Benefits of Travel Insurance for Your Cruise During Wave Season

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CSA Travel Protection recommends when to buy and what to protect.

With the holidays right around the corner, ‘tis the season to be looking for good deals. Wave Season is the timeframe between January and March when cruise lines offer discounts, which means significant consumer deals and increased sales opportunities for travel professionals.

CSA Travel Protection, dedicated for 25 years to providing full-service travel insurance solutions, today shares why cruisers should consider travel insurance, when they should buy and what they should be trying to protect.

The type of travel insurance policy cruisers should purchase depends largely on the cruise type. According to Cruise Lines International Association (CLIA), river cruises have become increasingly popular over the last few years.

The price point for river cruises can be higher than most deep water cruises, so cruisers should look for a policy that covers them should they need to cancel or postpone. Deep-water cruisers are not as interested in protecting the overall trip cost but rather travel (hotel or airfare) leading up to the cruise and needing medical attention or emergency medical evacuation, especially when traveling internationally.

Cruisers are booking their trips as far as 18 months to a year in advance, CLIA reports. Oftentimes they are paying a deposit to secure their space. CSA advises cruisers that they should buy travel insurance as soon as they have booked their trip. If something unforeseen happens such as a terrorist or weather event during the waiting period before they leave, then they are more likely to be covered. CSA offers competitive travel insurance plans with a variety of coverages to help protect you during your cruise, including trip cancellation, medical and dental, emergency assistance and transportation and missed connection.

“If travelers are concerned about unexpected events and interested in protecting their trip investment, then that’s when travel insurance can play an important role,” said Bob Chambers, vice president of operations at CSA Travel Protection. “They need to be sure that they understand what policies are right for them.”

Knowing the benefits of travel insurance specific to the type of cruise and when to buy a policy is important. Additionally, researching and preparing ahead of a cruise proves useful. The Centers for Disease Control and Prevention (CDC) provides tips for cruisers including recommended vaccines, illness prevention and tips on travel and evacuation insurance.

Whether travelers book cruises through travel agents or online, they should remember to consider travel insurance from a reputable provider such as CSA Travel Protection during the booking process. Armed with this knowledge and a travel insurance policy, cruisers can sail off into the sunset feeling confident that they’ve protected their investment.

About CSA Travel Protection

CSA Travel Protection is dedicated to providing valuable travel insurance and emergency assistance services to protect travelers’ vacation investments and provide the peace of mind one deserves while traveling. For 25 years CSA has developed a reputation for standing behind its customers and by offering products and services to meet their needs. Through award-winning customer service, extensive experience and industry-leading innovation, CSA is with its clients every step of the way, whenever and wherever they are needed.

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance.  This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.  This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern. 

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

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