Domestic Travelers, like International Travelers, Should Consider Travel Protection to Help Protect Against the Unexpected

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Serious issues while traveling within the United States happen more often than consumers realize.  While international travelers are more likely to recognize the importance of securing travel protection for their trip, as traveling abroad certainly seems to be more risky these days, domestic travelers often overlook just how valuable such coverage can be.

In fact, domestic travelers encounter many of the same problems the globetrotting set might have to deal with. And what they may not realize is that the peace of mind that can come with travel insurance could cost much less than expected, in line with less-expensive domestic travel.  Further, rather than asking whether a domestic trip costs enough money to warrant travel insurance, consumers might want to consider the possible costs of certain unexpected issues if they don’t have coverage.

With that, CSA Travel Protection, which for 25 years has been a leading provider of travel insurance solutions, provides helpful tips on the benefits of travel insurance for both international and domestic travelers.

Life Happens

“Whether travelers are traveling several states away or halfway around the world, life’s unexpected challenges have a tendency to pop up at the most inopportune times,” said Bob Chambers, Vice President of Operations at CSA Travel Protection. “Domestic and international trips alike can be canceled or interrupted due to illness; luggage can be lost, damaged, or delayed; a natural disasters can lead to an evacuation of your destination – just to name a small fraction of the potential risks to finances and well-being that travelers face.”

Bob Chambers continued, “At CSA Travel Protection, we understand this, and have crafted well-rounded coverages that can help travelers deal with the unexpected.  Our job is not only to anticipate bad scenarios, but also help ensure we provide our customers with the peace of mind that only comes with knowing they can be covered from certain, unforeseen mishaps.”

Complex Itineraries

Just as an international trip may delayed if a traveler injures themselves while walking the Great Wall of China, a domestic traveler’s itinerary could be interrupted by extreme weather in the Great Lakes region. Unfortunately missed connections can lead to anxiety, confusion and an overall feeling of helplessness. Additional stress comes from the financial costs associated with re-connecting with a travel group.

A travel insurance plan can help vacationers with complex itineraries catch up quickly after a travel snafu, as long as it’s considered a covered event. If a trip is interrupted or delayed, CSA Travel Protection planholders can speak with a dedicated customer service team member to determine the best way to move forward, whether in Paris, France or Paris, Texas.

Adverse Weather Conditions

Chambers concluded, “Travel protection may cover travelers for a variety of issues should they have difficulty reaching their destination or returning home. Just as a typhoon may disrupt travel to an exotic beach getaway in Thailand, hurricane season may cause similar problems to a planned trip along the Carolina Coast. Switch seasons, and a winter snowstorm can wreak havoc on air travel throughout the entire Northeast. Those traveling during times of the year where extreme weather conditions are a known hazard are offered multiple solutions that can cover a variety of expenses related to adverse weather conditions.”

Whether travelers have trips planned domestically or internationally, travel insurance from a reputable partner such as CSA Travel Protection is critical to protecting their trip investment. With the right travel insurance solution in place, travelers can enjoy peace of mind and focus on what is important – enjoying their trip to the fullest extent possible.

About CSA Travel Protection

CSA Travel Protection is dedicated to providing valuable travel insurance and emergency assistance services to protect travelers’ vacation investments and provide the peace of mind one deserves while traveling. For 25 years CSA has developed a reputation for standing behind its customers and by offering products and services to meet their needs. Through award-winning customer service, extensive experience and industry-leading innovation, CSA is with its clients every step of the way, whenever and wherever they are needed.

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance.  This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.  This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern. 

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

CSA Travel Protection Shares Why Credit Cards Aren’t a Great Solution for Travel Insurance

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Travelers might think their credit card will cover them on a trip to the same extent as travel insurance, but, in many cases, this isn’t true. Many credit cards that include some travel protection features often provide coverage for fewer events and tend to offer lower benefit limits than travel insurance.

CSA Travel Protection, dedicated for 25 years to providing full-service travel insurance solutions, explains why credit cards are not enough, especially when it comes to coverage for trip cancellation, medical and evacuation coverages, pre-existing medical conditions, limits and covering other travelers.

Where credit card coverage falls short

Robust Trip Cancellation Coverage

  • According to Cardrates.com, “only about 15 percent of credit cards offer travel cancellation insurance.”
  • Most trip cancellation or interruption protection offered by credit cards is limited to a handful of reasons such as illness, injury or death. CSA’s plans cover around 20 different events that could cause travelers to cancel their travel plans, including job loss, school year extension, terrorism or jury duty.

Medical and Evacuation Coverages

  • Credit cards often don’t have the same level of coverage as travel insurance for medical expenses or emergency medical transportation while traveling—which can be costly if travelers don’t have the right coverage. According to the Centers for Disease Control and Prevention, medical evacuations by air ambulance can cost $50,000-$100,000.

Pre-existing Medical Conditions

  • If travelers are concerned about coverage for pre-existing medical conditions, they shouldn’t count on their credit card. CSA’s Custom Luxe plan includes coverage for pre-existing conditions as long as certain requirements are met.
  • In order to qualify for coverage for pre-existing medical conditions, the plan must be bought prior to or within 24 hours of the final trip payment, travelers must be medically able to travel at the time the plan is purchased and all prepaid trip costs that are subject to cancellation penalties or restrictions must be insured.

Card limits and covering other travelers

  • Many cards cap their benefit limits, especially for trip cancellation coverage, at lower amounts than CSA’s travel insurance plans.
  • Credit cards are likely to only cover the cardholder, while CSA’s plans allow for up to 10 people to be listed on a plan.

While planning their next vacation, travelers should consider these tips before crossing off travel insurance from their to-do list. If they have credit cards with travel insurance, then they should contact their credit card provider to find out the exact terms and conditions. Remember it is likely that only purchases made with the credit card will be eligible for coverage. If travelers paid another way, check or cash for example, then they would probably not be covered by the credit card.

Travelers who determine that credit cards aren’t enough should consider purchasing travel insurance from a reputable provider such as CSA Travel Protection. May they have travel insurance, but never have to use it because their vacation was smooth sailing.

About CSA Travel Protection

CSA Travel Protection is dedicated to providing valuable travel insurance and emergency assistance services to protect travelers’ vacation investments and provide the peace of mind one deserves while traveling. For 25 years CSA has developed a reputation for standing behind its customers and by offering products and services to meet their needs. Through award-winning customer service, extensive experience and industry-leading innovation, CSA is with its clients every step of the way, whenever and wherever they are needed.

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance.  This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.  This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern. 

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

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CSA Travel Protection Wins Two Stevie Awards in 11th Annual Stevie Awards for Sales and Customer Service

Stevie Awards winners Matt Rhea and Dan Castle

SAN DIEGO – March 2, 2017 – CSA Travel Protection, dedicated for 25 years to providing full-service travel insurance solutions, took home two Stevie® Awards in the 11th annual Stevie Awards for Sales & Customer Service Friday at the gala banquet in Las Vegas.

CSA’s Senior Customer Service Representative Dan Castle won a Silver Stevie in the Front-Line Customer Service Professional of the Year – Financial Services Industries category; while Senior Trainer Matt Rhea won a Bronze Stevie in the Back-Office Customer Service Professional of the Year category.

“We’re proud to have these two consistently excellent performers as part of our team and honored that they represented CSA as Stevie Awards winners this year,” said Bob Chambers, vice president of operations at CSA Travel Protection. “They help solidify CSA’s reputation for superior customer service, which enables the company to soar above the rest.”

Castle’s and Rhea’s accomplishments support the company’s mission to “exceed the expectations of its business partners and the traveling public, through quality customer service.” Their award-winning efforts have helped CSA achieve high-quality customer service and high client satisfaction and remain ahead of the curve with its approach to developing training content.

The Stevie Awards for Sales & Customer Service are the world’s top honors for customer service, contact center, business development and sales professionals. The Stevie Awards organizes several of the world’s leading business awards programs including the prestigious American Business AwardsSM  and International Business AwardsSM.

More than 75 members of several specialized judging committees determined the Gold, Silver and Bronze Stevie Award placements from among the Finalists during final judging earlier this month. Finalists were determined by another 77 judges.

“Impressive stats for customer feedback both in volume and rating!” a judge commented on Castle’s work. Another judge praised Rhea, “Great work from Matt. He obviously cares about training and the customer experience and how all groups help impact it. Nice work!”

 

About CSA Travel Protection

CSA Travel Protection is dedicated to providing valuable travel insurance and emergency assistance services to protect travelers’ vacation investments and provide the peace of mind one deserves while traveling. For 25 years CSA has developed a reputation for standing behind its customers and by offering products and services to meet their needs. Through award-winning customer service, extensive experience and industry-leading innovation, CSA is with its clients every step of the way, whenever and wherever they are needed.

About The Stevie Awards
Stevie Awards are conferred in seven programs: the Asia-Pacific Stevie Awards, the German Stevie Awards, The American Business Awards, The International Business Awards, the Stevie Awards for Great Employers, the Stevie Awards for Women in Business and the Stevie Awards for Sales & Customer Service. Stevie Awards competitions receive more than 10,000 entries each year from organizations in more than 60 nations. Honoring organizations of all types and sizes and the people behind them, the Stevies recognize outstanding performances in the workplace worldwide. Learn more about the Stevie Awards at www.StevieAwards.com.

 

Media Contact:

Linda Barger
Jay Bee PR for CSA Travel Protection
858-449-1355
linda@jaybeepr.com

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance.  This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.  This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern. 

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

Your Questions Answered About Traveling to the Bahamas

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Wondering where in the world to book your next trip? For many reasons, a Bahamas vacation is the perfect solution for your dilemma.  If this is your first departure to the Bahamas, here are a few key tidbits of information that will ensure smooth sailing at your destination.

Where is it?

The Bahamas are over 700 islands stretching from near the Florida coast across about 500 miles of the Caribbean Sea. Paradise Island and the Nassau area are the most heavily populated—and where you’ll find the major resorts. The low-key “Out Islands” are home to amazing beaches and the crystal clear turquoise waters that the Caribbean is known for.

What is there to do?

The Bahamas is a beach-lover’s paradise with Harbour Island’s spectacular pink beach, white sandy shores on Cat Island and a hundred other beautiful choices. The Atlantis resort is one of the most popular destinations in the Caribbean. Their Aquaventure waterpark on Paradise Island has something for everyone no matter their age or ability.

What can I put on my Instagram?

Bring a waterproof camera—most of the Instagram-worthy Bahamian photo ops are in or near the water. Take a selfie at the top of the faux Mayan temple at the Atlantis resort; right before you slide into (OK, through) the shark tank! Thunderball Grotto is an otherworldly sight. Be sure to document your visit with a snap of your snorkeling adventure.

Are there unique eats?

You’ll want to sample some of the famous Bahamian dishes like conch fritters and stone crab claws.  Fresh local seafood is on most menus. And you might try the local lager, Kalik or the classic Bahamas original cocktail, the Goombay Smash, which is a mixture of dark rum, coconut rum, apricot brandy and pineapple and orange juices.

Where should I stay?

Finding accommodations is easy with a wide range of choices from family-run inns in Exuma to boutique hotels and mega-resorts on Paradise Island.  Whether you’re going on a Bahamas vacation as a romantic retreat, a family vacation or a gals or guys get-together, you are sure to find fabulous accommodations where you can kick back and relax.

What else is special about the Bahamas?

The annual Junkanoo festival sees thousands of people in colorful costumes and headdresses dancing in the streets to Bahamian music on December 26th and New Year’s Day. History buffs may trace the steps of explorer Christopher Columbus who landed in the Bahamas in 1492. Legendary pirate Blackbeard is said to have visited the Bahamas and many shipwrecks have become popular dive and snorkeling sites.

What’s the downside?

Bahamian driving on the left-hand side of the road can be a tricky adjustment for American visitors.  Don’t get yourself into a sticky situation with U.S. Customs. Tourists on a Bahamas vacation for less than 48 hours may bring home no more than $200 in purchases.

For many travelers, the Bahamas offers a very accessible vacation destination with numerous activities – whether you’re visiting a lively high-end resort or going completely off the grid on a tiny island. You’ll discover amazing world-class beaches and unique food and drinks, with a touch of Bahamian culture. And, when it comes to any vacation—whether domestic or abroad—we highly recommend you help protect your non-refundable, pre-paid trip costs with a travel insurance plan from CSA Travel Protection.

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 0821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions.  Benefits and services are described on a general basis; certain conditions and exclusions apply.

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

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