CSA Travel Protection is based in San Diego—a major tourism hot spot. Summertime brings tourists to the beaches, the Del Mar Races, Sea World, the zoo and other local destinations. With many visitors in the city already, it can get crowded quickly. However, nothing is quite like what’s coming up.
Comic-Con International: San Diego is “the country’s longest continuously-run comics and popular arts convention.” It’s happening in San Diego July 23-27th, bringing more than 100,000 people into a relatively small downtown area. With this many people descending on San Diego at once, there are bound to be some trip delays and cancellations. It’s important to consider safeguarding against some of these kinds of perils, especially if you’ve invested more on your trip than you can afford to lose. That’s where travel insurance can help.
If you’re still not convinced, here are four common misconceptions about travel insurance and reasons why it might be worth considering the investment. We chose our local Comic-Con as an example. However, these rules apply to anyone traveling this summer domestic or internationally.
- “It’s a Waste of Money.”
At 4-10% of the cost of the trip itself, it can be an inexpensive way to protect yourself from certain unexpected events out of your control that could cause you to lose much more. If you’re spending more than you can afford to lose on your vacation, then you should consider Trip Cancellation protection.
- “My medical insurance will cover me on my trip.”
A traveler’s primary medical insurance may not provide coverage outside of their network or service area, or may charge more for those services. Medicare is a common health insurance plan that has such limitations. And even if your insurance does provide out-of-network coverage, you’ll often have to shell out cash for emergency medical expenses and hope to be reimbursed later.
- “My credit card will cover it.”
Actually, maybe not. Credit card coverage can provide coverage for fewer instances than specialized travel insurance, and usually offers lower limits. In addition, the card coverage will most likely not cover anyone traveling with you.
- “I’m not traveling overseas.”
Accidents and delays can happen no matter where you’re traveling. If you’re investing in a lengthy or costly domestic vacation, it’s a small price to protect that investment.
Whether you’re traveling to San Diego for Comic-Con or to another major event, be sure to investigate if travel protection is for you. Safe travels!
About CSA Travel Protection
CSA Travel Protection, a Europ Assistance Group company, is dedicated to providing valuable travel insurance and emergency assistance services to protect travelers’ vacation investments and provide the peace of mind one deserves while traveling. With over 20 years of experience, CSA has developed a reputation for standing behind its customers and by offering products and services to meet their needs. Through award-winning customer service, extensive experience and industry-leading innovation, CSA is with its clients every step of the way, whenever and wherever they are needed.
Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.
Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.