Busy booking your clients’ winter holiday plans? It’s that time of year! As you finalize arrangements and secure itineraries, don’t forget to remind your clients of how travel insurance can be an important part of their planning process. Travel protection can address a number of concerns that travelers may have about leaving home for the holidays, so consider the below ways in which a plan can help alleviate stress and help your clients enjoy the season—all while earning a commission on each plan sold.
Out-of-network medical coverage:
Your clients who are traveling domestically may benefit from knowing that while many primary health insurers include coverage for emergency treatment, even if your clients are receiving care outside of their network, some providers might not include such coverage and not all insurers include coverage for hospitalization. If your clients are traveling outside of their network, have a limited network or aren’t sure, they may benefit from travel insurance while away from home. CSA-Generali plans include Medical and Dental coverage and Emergency Assistance and Transportation coverage.
Identity Theft Resolution Service:
Traveling during the holiday season means travelers are venturing out during the busiest time of year. When considering the risks of traveling with IDs, credit cards and important documents in crowded and unfamiliar cities—or using public and unsecure Wi-Fi connections—your clients may travel easier knowing they have a protection plan in place that includes Identity Theft Resolution Service. This service takes effect on your client’s departure date and is in place for a full 180 days.
Delays and cancellations:
According to the U.S. Department of Transportation, 19% of flights were delayed and 2% were canceled during the 2016 Winter Holiday travel season. That’s about 80% more cancellations and 12% more delays than usual so clients who are traveling during this time might like to know how travel insurance can help protect their trip costs if their plans are impacted by a covered event. Insured travelers are not only reimbursed for unused prepaid trip costs if they have to cancel or interrupt their plans due to a flight delay or cancellation resulting from adverse weather or another covered event, they can also receive reimbursement for additional transportation costs to return home or catch up to their trip.
Your clients can also receive coverage for out-of-pocket expenses if they’re delayed due to a covered event like adverse weather. Reimbursable expenses include lodging accommodations, local transportation, meal costs and additional parking charges and pet kennel fees that are incurred during the delay—the delay must last for six hours or more.
Offering travel insurance to all of your clients this holiday season encourages them to weigh the risks and consider their options so they can make the best decision for themselves and their travel party. If your clients have any questions about how a travel protection plan can benefit them, they can always contact our Customer Service Department, available seven days a week, at 1-800-348-9505.
Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as Generali Global Assistance and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali Global Assistance’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.
Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.