Domestic Travelers, like International Travelers, Should Consider Travel Protection to Help Protect Against the Unexpected

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Serious issues while traveling within the United States happen more often than consumers realize.  While international travelers are more likely to recognize the importance of securing travel protection for their trip, as traveling abroad certainly seems to be more risky these days, domestic travelers often overlook just how valuable such coverage can be.

In fact, domestic travelers encounter many of the same problems the globetrotting set might have to deal with. And what they may not realize is that the peace of mind that can come with travel insurance could cost much less than expected, in line with less-expensive domestic travel.  Further, rather than asking whether a domestic trip costs enough money to warrant travel insurance, consumers might want to consider the possible costs of certain unexpected issues if they don’t have coverage.

With that, CSA Travel Protection, which for 25 years has been a leading provider of travel insurance solutions, provides helpful tips on the benefits of travel insurance for both international and domestic travelers.

Life Happens

“Whether travelers are traveling several states away or halfway around the world, life’s unexpected challenges have a tendency to pop up at the most inopportune times,” said Bob Chambers, Vice President of Operations at CSA Travel Protection. “Domestic and international trips alike can be canceled or interrupted due to illness; luggage can be lost, damaged, or delayed; a natural disasters can lead to an evacuation of your destination – just to name a small fraction of the potential risks to finances and well-being that travelers face.”

Bob Chambers continued, “At CSA Travel Protection, we understand this, and have crafted well-rounded coverages that can help travelers deal with the unexpected.  Our job is not only to anticipate bad scenarios, but also help ensure we provide our customers with the peace of mind that only comes with knowing they can be covered from certain, unforeseen mishaps.”

Complex Itineraries

Just as an international trip may delayed if a traveler injures themselves while walking the Great Wall of China, a domestic traveler’s itinerary could be interrupted by extreme weather in the Great Lakes region. Unfortunately missed connections can lead to anxiety, confusion and an overall feeling of helplessness. Additional stress comes from the financial costs associated with re-connecting with a travel group.

A travel insurance plan can help vacationers with complex itineraries catch up quickly after a travel snafu, as long as it’s considered a covered event. If a trip is interrupted or delayed, CSA Travel Protection planholders can speak with a dedicated customer service team member to determine the best way to move forward, whether in Paris, France or Paris, Texas.

Adverse Weather Conditions

Chambers concluded, “Travel protection may cover travelers for a variety of issues should they have difficulty reaching their destination or returning home. Just as a typhoon may disrupt travel to an exotic beach getaway in Thailand, hurricane season may cause similar problems to a planned trip along the Carolina Coast. Switch seasons, and a winter snowstorm can wreak havoc on air travel throughout the entire Northeast. Those traveling during times of the year where extreme weather conditions are a known hazard are offered multiple solutions that can cover a variety of expenses related to adverse weather conditions.”

Whether travelers have trips planned domestically or internationally, travel insurance from a reputable partner such as CSA Travel Protection is critical to protecting their trip investment. With the right travel insurance solution in place, travelers can enjoy peace of mind and focus on what is important – enjoying their trip to the fullest extent possible.

About CSA Travel Protection

CSA Travel Protection is dedicated to providing valuable travel insurance and emergency assistance services to protect travelers’ vacation investments and provide the peace of mind one deserves while traveling. For 25 years CSA has developed a reputation for standing behind its customers and by offering products and services to meet their needs. Through award-winning customer service, extensive experience and industry-leading innovation, CSA is with its clients every step of the way, whenever and wherever they are needed.

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance.  This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.  This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern. 

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

Domestic Travelers Who Might Want to Consider Travel Insurance

The U.S. Department of State includes getting insured on its pre-departure checklist for international travelers — travelers who are also likely investing sizeable trip costs to schedule their plans abroad and therefore seemingly clear potential candidates to offer well-rounded travel protection plans. But what about your clients’ domestic trips? Knowing when to introduce travel insurance options to your clients traveling within the U.S. and the potential benefits available to them may not be as obvious. A variety of domestic trips can benefit from travel insurance, yet some domestic travelers may have more interest in purchasing a protection plan than others.

Here are a few types of travelers who may be at higher risk of experiencing an issue that could impact their travels or who may have a heightened interest in buying travel insurance.

Travelers with complex itineraries

Complex itineraries and tours may be at higher risk for loss as they could suffer from a domino effect if your client misses a leg, particularly at the beginning of their itinerary. Consider a multi-leg for a family of five. If your client’s trip is interrupted early on, additional expenses to get all five travelers caught up with their itinerary can accumulate quickly and making impromptu travel plans en route can be stressful. A travel insurance plan can help your clients catch up if their interruption is due to a covered reason such as a flight delay due to bad weather. Should your clients experience such a delay or interruption they can call CSA Travel Protection, your trusted partner, and discuss their plan details as they relate to their situation with a dedicated customer service team member who can help your clients decide how to move forward.

Seasonal travelers

If your clients are traveling during a time of year subject to adverse weather or to a part of the country subject to adverse weather, travel protection has multiple coverages that can reimburse for a variety of expenses should they have difficulty reaching their destination or getting back home due to a weather-related covered reason. For instance, your client can seek reimbursement for forfeited portions of their prepaid resort or hotel stay, additional transportation costs to reach their destination or return home and also their out of pocket expenses incurred while delayed such as accommodations, local transportation and meal costs. If you’re booking a trip for clients taking a winter ski trip to Colorado or a summer beach vacation to the hurricane-prone Carolina coast, travel protection may come in handy.

Worrisome travelers

Risks are risks and many of the potential problems international travelers face remain for domestic travelers. Travel protection provides coverage for specific covered events that might impact your client’s plans and these events could happen to any traveler any time, such as  cancelled or delayed flights due to adverse weather; cancellations or interruptions due to a sickness or injury of your client, their traveling companion or a family member; or lost, damaged or delayed bags. Depending on your client’s primary health insurance coverage, it may also be important that they purchase travel insurance for emergency assistance services and emergency medical transportation. Many primary insurers provide out-of-network emergency care, but some might not and others might not provide coverage for hospitalization. If your client has limited primary coverage or isn’t sure, it may be  better for them to be safe rather than sorry by purchasing supplemental medical coverage via travel insurance from a reputable provider, like CSA.

Cost-conscious travelers

When offering travel protection to a domestic traveler, your client might say they aren’t spending enough to need to insure their plans. The thought of losing prepaid arrangements for a week-long trip to Bali may likely cause more stress for your client than the thought of losing weekend arrangements in New York City, yet the cost of travel insurance is greatly influenced by your client’s trip cost. So if your client’s domestic trip cost is relatively small, their travel protection plan cost will likely be relatively small as well.

You never know who might want to buy a travel insurance plan for valuable coverages, services and peace of mind. Offering travel insurance to all of your clients encourages them to consider their options so they can make the best decision for themselves and their travel investment and enjoy their trip to the fullest. If your clients have any questions about how a travel protection plan can benefit them, they can always contact our Customer Service Department, available seven days a week, at 1-800-348-9505.

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance.  This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.  This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern. 

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

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Travel to Cuba is Now Eligible for Coverage through CSA Travel Protection Plans

CSA Travel Protection is excited to announce that, effective March 15, 2017, travel partners may begin offering our travel insurance plans for your clients’ scheduled air travel, cruises and tours to Cuba. We’re pleased to be expanding our coverage area alongside our designated travel assistance and emergency medical evacuation provider, Generali Global Assistance, who is also able to provide service to the previously restricted destination.

CSA partners whose primary business is selling travel are now eligible to sell plans. To be eligible for coverage, your client’s travel arrangements must be provided by a recognized airline, cruise line or tour operator that certifies it is in compliance with all US government regulations concerning travel to Cuba.

We appreciate your partnership and look forward to the possibility of providing valuable coverages and services to your clients who are taking advantage of the US government’s revised travel restrictions.

Should you have any specific questions regarding this announcement, please contact your dedicated Account Manager.

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance.  This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.  This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern. 

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

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