Popular Spring Break Destinations That Might Surprise You

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Sunset in Treasure Beach, JamaicaA record breaking 1.2 billion tourists travelled abroad in 2015, and 191 million of them arrived in the Americas. That’s about a 5% increase year over year according to the United Nations World Tourism Organization (UNWTO) in its latest World Tourism Barometer.

With more travelers come longer airport lines and more tourists, making it increasingly difficult to find peace and solitude while on vacation. It can be even more challenging to find a quiet vacation destination when traveling during a holiday.

Spring Break for students typically occurs the first two weeks in March and some traditional destinations include Cancun, South Beach and Lake Havasu. For travelers looking to vacation during the popular Spring Break timeframe but want to avoid crowds, there are alternatives. Here are a few suggestions.

Destin – In lieu of Panama City, South Beach or Ft. Lauderdale, try Destin located in Florida’s Panhandle. With its white sand beaches and emerald green waters, Destin offers plenty of activities (golf, water parks, fishing, shopping and dining) to keep vacationers entertained, but in a more remote setting.

Tulum – Looking for a Mexican destination that’s not Cancun or Cabo San Lucas? Try Tulum situated an hour drive south of Playa del Carmen and about a half an hour south of Akumal. White sandy beaches, jungles and Mayan ruins are a few of the attractions this quiet, serene setting offers vacationers.

Treasure Beach – Located on Jamaica’s South Coast, Treasure Beach is six miles long and provides a mix of private coves, coral or black sand beaches and rocky shores. In addition to beach activities (swimming, snorkeling and relaxing), it’s also common to see local fisherman displaying their catch of the day.

Tips Spring Breakers Should Know About Travel Insurance

While some travelers seek alternative destinations, there are still many who will gravitate toward popular Spring Break hot spots. This includes college students looking to experience Spring Break at its fullest.

“For many college-age students, this may be the first time they’ve traveled to a destination without their parents,” said Bob Chambers, travel insurance expert and vice president of operations at CSA Travel Protection. “It’s natural for parents to worry about their kids, and having travel insurance can give valuable peace of mind to both the students and their parents.”

So why buy travel insurance? Chambers added that, “Unfortunate things can happen to anyone while traveling, and even people in their 20s could become injured or ill, lose their passport or luggage, or face travel disruptions from weather events, flight delays, or other unforeseeable events.”

When asked about what travel insurance does and doesn’t cover, Chambers advised, “Policies vary in the coverages and benefits they offer, and the specific events or ‘perils’ covered. Typically, policies cover sickness and injury, weather disruptions, aircraft mechanical problems and terrorist events, to name a few. Also, most policies exclude losses due to drug or alcohol use, and many plans could exclude claims due to high-risk activities such as parasailing, bungee jumping, etc. It’s important to read the policy carefully and understand what is and is not covered.”

“In addition to the valuable insurance coverages, all travel insurance policies include 24-hour assistance services. These services can be invaluable for any traveler, but especially for students traveling on their own. Assistance services can provide help with situations such as making alternate travel arrangements, finding a local doctor, or replacing a lost passport,” Chambers concluded.

Whether college students, families or individuals are traveling during the popular Spring Break time frame, they should not only consider travel insurance from a reputable source, such as CSA Travel Protection, but also prepare for a busier travel experience. The UNWTO predicts worldwide travel will continue to grow in 2016 with Asia, the Pacific and the Americas leading the way. Planning for these scenarios before departing can reduce stress and make for a much more relaxing vacation.

With winter a fleeting memory and the mercury beginning to rise above freezing, March is a beautiful time of year to enjoy the outdoors. For vacationers who are lucky enough to have weeks or a few precious days off, Spring Break is the perfect time to pause, celebrate and refresh.

 

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 0821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions.  Benefits and services are described on a general basis; certain conditions and exclusions apply.

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

Trip Insurance 101 for Cruise Travel: Why It Matters During Wave Season

The travel industry is over halfway into this year’s wave season─the timeframe from January through March when cruise lines are offering some of their most widely advertised discounts and sales events. As you work to maintain your wave season booking momentum this winter and beyond, don’t forget to make key travel protection considerations for your 2016 cruise clients.

Health and Safety

According to the Centers for Disease Control and Prevention, cruise ship travel poses potential health hazards and staying informed and prepared for those dangers can help travelers fully enjoy their vacations. Cruisers might encounter viral illnesses or seasickness, and respiratory illnesses are reportedly common aboard cruise ships. Chronic conditions could also unexpectedly worsen as a result of cruise-related stressors such as changes in diet or climate variations.*

Travel insurance can offer a unique global solution if your client’s health insurance provider doesn’t extend coverage outside of the United States. Note that Medicare, in particular, may not provide coverage internationally. If an insured experiences a sickness or injury on their trip they can utilize their travel insurance plan to seek reimbursement for otherwise potentially burdensome medical expenses.

Many travel protection plans can also help prepare your clients in the event of a medical emergency. According to the Centers for Disease Control and Prevention, medical evacuations by air ambulance can cost $50,000-$100,000 and must be paid in advance by travelers who don’t have insurance.* Offering a travel protection plan that includes Emergency Assistance Services and Emergency Medical Transportation could help them feel more comfortable with their booking. Such protection plans provide travelers with access to a 24/7 international emergency hotline and coverage for emergency medical evacuations.

The Cruise Connection

Cruises differ from self-directed travel in terms of itinerary. If a self-directed traveler encounters a flight delay at the start of their vacation, they could suffer inconvenience and financial loss but they won’t, quite literally, be missing their boat. Delays due to inclement weather or other unforeseen events can result in amplified problems for cruisers, such as forfeited prepaid trip arrangements, additional transportation expenses, and the necessary purchase of clothing or other personal items while delayed. Many travel protection plans include coverages that can reimburse for such expenses. Review a plan’s Description of Coverage or Policy for a complete schedule of benefits and full details on coverages like Trip Interruption, Travel Delay, Missed Connection, and Baggage Delay.

A carefully planned trip should be carefree. Travel insurance can ease otherwise unpleasant conversations with unlucky cruise clients and protection plans from CSA Travel Protection frequently include the above-mentioned services and coverages. Contact your dedicated Account Manager or call our award winning Customer Service Department to learn more about your agency’s plan offerings.

*Source: Centers for Disease Control and Prevention

Learn more and sign up to offer CSA's travel insurance plans to your clients

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance.  This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.  This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern. 

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

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